Ethics Codes For Social Work Essay - 2215 Words

Since the beginning of the profession the role of the social worker has changed. Gone are the days of simple charity and assistance for the poor. Now, social work has evolved into a vast profession that stretches its boundaries to many different entities. Schools, hospitals, mental health centers and community agencies are a few places where social workers are needed. Due to the growth and need for social workers, national organizations dedicated to the ethical practices of social workers developed codes of ethics which serves as a guide to the ethical and moral practices of social work. The National Association of Social Workers and the National Association of Black Social Workers are two organizations responsible for developing codes of ethics for social workers. This paper will look at the ethics codes for each organization to compare and contrast each. The goal is to find similarities and differences that can be tailored to successful social work programs. What is Social Work There are many humanitarian careers available in the United States. Social work is among these philanthropic career choices. Social work is the professional activity of helping people, families, groups, or communities to enhance or restore their capacity for social functioning and for creating conditions favorable to that goal. (Baker, 2003) Social workers make important contributions to society. Social workers provide a broad range of services. Professionals practicing this line of workShow MoreRelatedThe Social Work Code Of Ethics1059 Words   |  5 PagesThe primary mission of the social work profession is deeply rooted in a specific set of core values. These strict set of beliefs are embraced by professional history and are the framework to social work s unique purpose and mission. The six core values include Service, Social Justice, Dignity and Worth of the Person, Importance of Human Relationships, Integrity, and Competence. As Social Workers begin or continue their journey in social work it is significant to always properly represent, and advanceRead MoreThe Code Of Ethics And Social Work1336 Words   |  6 PagesIntroduction Social work BSW students, generally, come from different background, experience, profession or without any professional experience. Mostly, social work professionals or students choose this career because they like helping profession or have some personal histories to relate to this profession. It is often heard that social workers require a good heart and competencies to work in micro, mezzo, or macro practice. Competency of social workers is one of the core guiding principles of theRead MoreThe Code Of Ethics And The Social Work1562 Words   |  7 PagesWithin the social work profession, one of the main goals is promoting social justice and changing the lives of individuals, and with that goal in mind, it is imperative that the Core Values are followed closely. By definition from DuBois and Miley, â€Å"eradicating injustices and inequalities to ensure social justice and to protect human rights is the call to action for social workers† (DuBois Miley, 2014, p.47). Over tim e the profession of social work evolved, and eventually the National AssociationRead MoreSocial Work Code Of Ethics2359 Words   |  10 PagesSocial workers play an integral role in the face of social injustice and the disproportionate distribution of resources in the lives of the less privileged and troubled individuals. With reference to the National Association of Social Work Code of Ethics (n.d.), Social Work practitioners are guided by the intertwinement of set core values; service, social justice, dignity and worth of the person, essentials of human relations, integrity and competence. Each of these core values is directed at theRead MoreThe Australian Code Of Ethics For Social Work1591 Words   |  7 PagesThe Australian Code of ethics for Social work AASW (2003), which replicates the highest international ethical standards, conditions a respectable social worker to exhibit ethical awareness in their field of work, whilst observing the standards of accountability (Hugman, Pittaway Bartolomei 2011, p.1272). Social workers, indifferent to their type of service are encouraged to promote ethical values and standards. However, the shift to ethics in research involving human participation was particularlyRead MoreThe Australian Code Of Ethics For Social Work1581 Words   |  7 PagesThe Australian Code of Ethics for Social Work AASW (2003), which replicates the highest international ethical standards, conditions a respectable social worker to exhibit ethical awareness in their field of work, whilst observing the standards of accountability (Hugman, Pittaway Bartolomei 2011, p.1272). Social workers, indifferent to their type of service are encouraged to promote ethical values and standards. However, the shift to ethics in research involving human participation was particularlyRead MoreThe Code Of Ethics Is The Number One Mission For The Social Work Profession1466 Words   |  6 PagesThe NASW Code Of Ethics is the number one mission for the social wo rk profession. This is fundamental for all social workers to appreciate human wellbeing, as well as, help them meet the basic human needs of each person. Social workers should as well give full attention to the empowerment and rights of those that are vulnerable, distressed, and living in poverty. Social workers are the ones that promote social justice and social change on behalf of clients. Also, social workers seek to enhance theRead MoreThe Codes Of Ethics Of The American Counseling Association1667 Words   |  7 Pagesassociations establish codes of ethics to ensure that clinicians uphold the standards of their association in order to protect the clients they serve and the profession they are affiliated with. This paper will compare the codes of ethics of the American Counseling Association (ACA), American Association for Marriage and Family Therapy (AAMFT), and National Association of Social Workers (NASW). ACA Code of Ethics The ACA is an educational, scientific, and professional organization that works to accomplishRead MoreEthics And Code Of Ethics1359 Words   |  6 Pagesethical codes in which it is useful to become aware of these differences for your future employment in working with a variety of professionals. Future coworkers may have different views and opinions however, a code of ethics will individualize these professionals and set standards. By making yourself aware of the differences, communication can become easier between employees of various backgrounds. Two particular organizations to compare may include the American Counseling Association Code of EthicsRead MoreValues and Ethics in Social Work, Cultural Competency Essay1076 Words   |  5 PagesIn the National Association for Social Workers (NASW) Code of Ethics, there are many standards a social worker should uphold in order to promote a healthy and helpful relationship with the client. One such aptitude is Cultural Competence and S ocial Diversity, which is in section 1.05 of the NASW code of ethics (National Association of Social Workers, 2008). There are three sections associated with this competency â€Å"Social workers should understand culture and its function in human behavior and society

Two Views of a Crime Free Essays

Whether or not fault Is Justifiable Is concluded by opposing sides of a situation, with the conclusions consistently differing on multiple accounts. In William Shakespearean Hamlet two men, both alike in livelihood, though divergent in dignity, give speeches of persuasion regarding the same situation. Claudia, through means of vain diction and a tone of false self-contempt, demonstrates his justifiability of the fault committed unto Hamlet, who exposes Claudia as an â€Å"adulterate beast† with word choice of animosity and speaks with an attitude of nothing shy of a desire for titillation to annihilate any permissible defense of Classis’s doing. We will write a custom essay sample on Two Views of a Crime or any similar topic only for you Order Now The entire situation, coated with a thick layer of irony, entails a sinful man asking for redemption as well as a sinful man begging for justice. In the beginning of both speeches, the men identify Claudia as the initiator of the entirety of the situation. Hamlet, speaking to his son, distinguishes an â€Å"incestuous† and a â€Å"traitorous† character. Although it has yet to be made clear that this character of â€Å"wicked wit† Is Claudia, It Is discernible that whatever character he speaks of Is Hough of as vile and disloyal to Hamlet. When Hamlet mentions his â€Å"seeming virtuous queen,† it is inevitable to recognize the â€Å"wretch† who holds the blame for his loss is none other than Claudia. While Hamlet illustrates the initiator as â€Å"lewd† and â€Å"garbage,† Claudia thinks of himself as one of â€Å"strong intent† and connects himself to Cain, the man known as the first murderer. This allusion instantly identifies Claudia as Hamlet’s murderer understanding that Cain killed his brother for supposedly being God’s favorite. In the case between Hamlet and Claudia, Hamlet Is inning while partaking in the Joys of Queen Gertrude. Hamlet has the â€Å"favored† and Claudia eliminates him from the picture for that reason. Both passages continue, Journeying along alternate paths. While Hamlet describes the scene of Classis’s fault, Claudia demonstrates narcissism. The â€Å"vile and loathsome† death Hamlet suffered proves as nothing of importance to Claudia who approaches the situation with the conclusion that his â€Å"fault Is past. The dreadful scene Illustrated through Hamlets â€Å"cursed† memory serves as sensible reason for his IEEE that Claudia should have revenge sought about him, forced to pay for Hamlet’s condemnation to Purgatory and compelled to pay for his disloyalty. Claudia, however, expresses few signs o f guilt. He attempts to grieve, asking the heavens to cleanse his fault â€Å"white as snow. † Nevertheless, he understands that he may never beg â€Å"Forgive me my foul murder† while remaining In possession of â€Å"(his) crown, (his) own ambition, and (his) queen. With this conclusion presented, It Is evident through â€Å"his true nature† that there exists no â€Å"Inclination† to rid himself of his â€Å"wicked rice(s). † The irony of the situation is presented in that Claudia, in search of redemption, finds redemption just beyond the life he now enjoys, but instead resolves to keep in winnings. While in Hamlet’s speech, however, revenge is sought upon Claudia. If success is fulfilled on Hamlet’s part, Claudia will not only be rid of his new possessions but also of his insignificant chance of forgiveness. Hamlet’s speech concludes as his life has- â€Å"dispatched. Hamlet sends his son with resolves to â€Å"try what re pentance can,† though he comprehends that little may come of it. In this comprehension, he explains that as his â€Å"words fly up, (his) thoughts remain below,† symbolizing the falsity of his guilt and his fake desire for redemption. From the standpoint of irony, Just as Hamlet possessed the inability to beg for forgiveness, Claudia will not experience redemption. He will meet the heavens â€Å"with all (his) imperfections on (his) head† Just as Hamlet was forced to experience due to Classis’s hand. The Justifiability of Classis’s fault lies in two opposing pairs of hands. While Hamlet, through diction of identifiable loathing, believes his brother deserves enmeshment for his doing, a sensible conclusion, Claudia concerns himself with his current well-being. Through language of self-love, Claudia displays fake guilt and knowingly fails to receive forgiveness. As Claudia leaves his need for salvation to the heavens, Hamlet leaves his burning desire for revenge to his son. The Justifiability of fault will continue to remain unknown due to inconvenience that only those associated with the situation may provide the conclusion, and unfortunately those in association will consistently be in opposition. How to cite Two Views of a Crime, Papers

Presidential Powers (1707 words) Essay Example For Students

Presidential Powers (1707 words) Essay Presidential PowersPresidential Powers The President as Chief of State In every government there is a ceremonial head of the government who is the symbol of all the people in the nation. As Howard Taft put it, The personal embodiment and representative of their dignity and majesty(McClenaghan, pg. 316). That person is the Chief of State or more commonly known as the President. One of the main factors that cause the presidents to be viewed as a symbol of the American community is the presidents ceremonial duties which are named in the Constitution. The Constitution states several ceremonial duties that the presidents are obliged to perform. They are required to take an oath of office, periodically inform Congress of the State of Union, negotiate with foreign powers, and receive Ambassadors and other Public Ministers. These Constitutional ceremonial duties supported the assumption of the Chief of State role by George Washington and his successors because they made the president appear as the leader of the entire nation(The Presidents A-Z, Pg. 68). Castro 2 Both, the Oath of Office ceremony, the Inauguration, and the State of Union address physically place the President out in front of other government officials. Also, the Presidents duty to receive Ambassadors shows that foreign governments view and regard the president as the official representative of the United States, and since the rest of the world sees our president as being the Chief of State, then the domestic responsibilities of the Chief of State could not be assumed more gracefully than anyone but the President (The Presidents A-Z, pg. 69). In the 18th century, when the Framers designed the U. S. presidents job, monarchy was the style of government throughout most of the world. But, since they wanted to avoid any suggestion of a monarchy, the Framers of the constitution made the Chief of State the Chief Executive as well. They called this person the President. But, like monarchs, the U.S. Presidents are the living symbol of the nation. They symbolize the countrys history, liberty and strength. The President can appoint ceremonial representatives, but while they are still in office they cannot escape their role as Chief of State. At every moment they represent the United States at home and overseas. Castro 3 When the President, or shall I say the Chief of state, is not occupied with functions that pertain to government he would attend and participate in such as lighting the national Christmas tree, deliver a patriotic address during the Fourth of July, lay a wreath on the graves of soldiers that died for their country (such as the Tomb of the Unknowns) on Memorial day, lead us special holidays (such as Thanksgiving, bless fund raising drives, and on numerous occasions in the past he would throw the first ball to open the baseball season in the Spring. Many of these functions mean something and are significant especially when the President is involved. But consequently, the duties of the Chief of State are seldom described as a power and are sometimes denounced as a waste of the Presidents time. (The Presidency, Pg. 69) Although the Presidents right to dedicate a monument or congratulate an astronaut may mean little, The symbolism that the action portrays clearly enhances presidential authority, legitimizes and maximizes other presidential powers, and secures his position as Chief of State. (The Presidency, Pg. 69) As political scientist Clinton Castro 4 Rossiter explained No president can fail to realize that all his powers are invigorated, indeed are given a new dimension of authority, because he is the symbol of our sovereignty, continuity, and grandeur. The presidency is therefore elevated above other offices and institutions not just by its legal authority, but also by its symbolic and historic mystique. (The Presidency, Pg.69) The position of the President as the Chief of State is defined by the Constitutional provisions which are the source of some of the most important power the President can use. The Acceptibility of Coconut Shell as an Art Paper EssayK. to the Military to fire, and they did. When it comes to the Judicial part of the government, the President still has the power to grant pardons, reprieves, and amnesties. Lately we have not seen the President grant any of those, but we have seen him follow Article II, Section 2 of the Constitution, which denies him the power to grant pardons, reprieves, and amnesties in Castro 8 cases of impeachment. (U.S. Constitution, we see this in effect in the case of the Bill Clinton ; Monica Lewinsky affair, in which the President is being charged with perjury and just cannot pardon himself. The third and most often seen provision is the President as a diplomat. We see this when the President hosts foreign leaders or when he travels to other countries. An example would be when he left to the Middle East to have peace talks with other foreign leaders. All in all, in todays society , the president is us. He derives his power from us, the American people, and he represents us in his daily endeavors and important activities. Although not everyone may agree with that, but still no one can deny that the President has been a long lasting symbol of America and the American people for over 200 years. Todays newspaper articles about the president and the powers that they posses are pretty self-explanatory as to what provisions in the Constitution they are referring to The articles about the President ordering the bombing, explains the Military role of the President as stated in the U.S. Constitution. Castro 9 The articles discussing the Presidents perjury charges (i. e. Monica Lewinsky case) refers to the Judicial Provision in the U.S. Constitution. Article II, Section 2, states that the President cannot grant pardons reprieves, and amnesties in cases of impeachment. Third, the articles that discuss peace treaties and peace talks refer to the diplomatic provision of the Constitution. Article II, Section3, talks about receiving Ambassadors and other public ministers. And the articles that discusses the President attending a space shuttle launch illustrates how he is involved in function that are not government related. Meaning that he supports his countrys endeavors although he does not have to Philosophy

Yellow Wallpaper The Nameless Narrator Essays -

Yellow Wallpaper: The Nameless Narrator Erin Kate Ryan 7 November 2000 Major Women Authors Short Paper The Unnamed Woman Name, Identity and Self in Charlotte Perkins Gilman's ?The Yellow Wallpaper? Charlotte Perkins Gilman presents in the short story ?The Yellow Wallpaper? a narrator of dubious identity. If a reader infers that the reference at the end of the story to ?Jane? is indeed self-reflexive, a dichotomy between the Jane of which she speaks and the character who creeps about the room becomes apparent. This division within the single heroine can be best understood when viewed as such: within this nameless speaker are in fact two women, and as the actions of one recede the other becomes dominant. Indeed, the reader sees two separate identities, or selves, within the narrator's captive body: the proper-Jane persona, the suitably-named, dutiful and lucid wife of Dr. John; and the nameless, savage and hysterical woman, a reflection of whom the raconteur sees lurking behind the wallpaper's exterior pattern. As proper-Jane's affectations dissipate, those of her unsociable doppelganger fluidly fill in the gaps in the speaker's psyche. The protagonist in ?The Yellow Wallpaper? provides the reader with very few concrete details of her person. She is a woman: mother, daughter, sister, cousin, sister-in-law and physician's wife. She is an ?ordinary? person. She is?if one were to attempt a succinct moniker?Mrs. John. Yet, this Mrs. John?this mother, this wife, this Jane?gradually discards the traits which adorn a decorous woman of society. The primal, villainous character Mrs. John becomes at the end of the story embodies everything that is not acceptable in Victorian society. She neglects her child, abandons her household ?duties? , becomes increasingly paranoid and believes that she knows her medical condition better than her doctors. In addition to her near-maniacal obsession with the yellow wallpaper, the speaker begins staying awake all night and sleeping through the day. She at times creeps about during the daytime, an action she admits is hardly commonplace. The narrator also adopts a cynical and distrustful stance regarding John and her sister-in-law Jennie (?It does not do to trust people too much? ), an attitude that certainly does not befit a na?ve and delicate gentlewoman of the time. The trademark of a gentlewoman, her good name?upon which relies her reputation?is the first casualty of the speaker's progression into her second self. Due to the customs of the narrator's 19th century patriarchal society, her surname (which, of course, was her father's) was taken from her at marriage. Yet, although Mrs. John's last name is important to her proper-Jane persona, she had no agency in its replacement with that of her husband's. So while this partial loss of legal identity may be a factor in the speaker's transition of self, it is not an injury exclusive to this story's heroine. However, throughout the context of the story, the reader sees John further attempt to steal from the narrator her given name as well. In endowing her with the pet names ?darling,? ?little girl? and ?blessed little goose,? he succeeds in perpetuating the separation of his wife's sense of self from her name and its corresponding identity. Indeed, humans, pets and even inanimate objects (e.g. cars, boats and estates) are given proper names. To relinquish from the protagonist her name is to effect a form of debasement, and to place her beneath even a favorite dog. It follows that this defilement may be a cause in the narrator's creeping about, an act that is not only animalistic, but which places her physical self as low as her emotional self has been ordered. In addition, John even goes so far as to address the speaker in the third person (?'Bless her little heart!' said he with a big hug, ?she shall be as sick as she pleases!'? ), effectively creating a split between his frail and proper wife, and the woman to whom he is speaking. This is a step the narrator later takes herself, saying, ?'I've got out at last?in spite of you and Jane.'? Once her names are stripped from her, the protagonist is left with no concise description of her personal identity. She attempts to give a name to her developing condition, her emerging self, and is halted mid-sentence by John. ?'I beg

The Problems with Breast Enlargement essays

The Problems with Breast Enlargement essays Breast enlargement surgery is still popular with women, despite the dangers associated with it. One of the major problems with the breast implants used in most enlargement surgeries is that they only tend to last ten to twelve years - they tend to break in that time, and so, the woman must undergo surgery again to replace the implants, which is painful and expensive. In addition, if they break and leak, it is not usually at the same time, and they can cause infections, too. More importantly, implants can cause problems with mammograms and their effectiveness, so women with implants have less success with breast cancer screening. Silicone gel implants from several manufacturers, such as Dow Corning, were removed from the market several years ago, which indicates just how problematic these implants can be, but saline implants are still available, and these can create just as many problems as the gel implants with leakage, infection, There are other problems associated with breast implants and enlargement, too. If silicone gel implants break, they can leak dangerous silicone into the woman's body, and they must be removed, again resulting in additional surgery that can lead to scarring and pain. In addition, "one published study from Harvard Medical School found a 24 percent higher risk of connective tissue disease in women with silicone implants" (Garry 18). Many women have also reported that they have less sensation and feeling in their breasts after the surgery, and some have had the implants Breast implants can cause problems, but for many women, they are their only hope of normalcy after breast cancer surgery, which is in direct opposition to women who choose breast implants for cosmetic reasons. One expert noted, "Between 1.5 million and 1.8 million American women received silicone breast implants in 1997. Thirty percent of ...

What Is NCAA Division 2

What Is NCAA Division 2 SAT / ACT Prep Online Guides and Tips The NCAA, the major governing body for intercollegiate sports, separates its member institutions by divisions. Division 2 colleges are generally smaller and have fewer athletic department resources than Division 1 schools, but Division 2 colleges are larger and more well-funded than Division 3 institutions. While Division 2 schools may not have the money or get the publicity of Division 1 institutions, many Division 2 colleges have passionate fan bases that show enthusiastic support for their sports teams. In this article, I’ll thoroughly explain what makes NCAA Division 2 unique and provide facts about NCAA Division 2 and its member schools. What Is the NCAA? The National Collegiate Athletic Association, or NCAA, is the major governing body for intercollegiate sports. There is a much smaller governing body for intercollegiate sports with far fewer member institutions known as the National Association of Intercollegiate Athletics, or NAIA. Also, the governing body for sports at 2-year colleges is the National Junior College Athletics Association, or NJCAA. The role of the NCAA is to oversee championships and establish and enforce rules for its member institutions. Why Are There NCAA Divisions? The purpose of NCAA divisions is to create parity and a more level playing field in intercollegiate sports. Also, the existence of NCAA divisions gives smaller schools with fewer resources the opportunity to compete for championships. What Makes Division 2Unique? There are about 300 schools and over 100,000 students who participate on Division II sports teams. On average, Division II schools are substantially smaller than Division I schools and have lower athletic budgets. Regional rivalries dominate the schedules of Division II colleges, whereas Division I schools tend to compete more nationally. Division II schools offer athletic scholarships, but fewer than in Division I. Division III schools don't offer any athletic scholarships. The majority of athletes on athletic aid at D-II institutions are on partial athletic scholarships. Division 2Rules The NCAA sets rules for Division II schools to ensure competitive balance, opportunities for all athletes, and gender equity. Division II colleges have to sponsor at least 5 sports for men and five for women (or four for men and six for women), with two team sports for each gender, and each playing season represented by each gender. There are contest and participant minimums for each sport. Football and men’s and women’s basketball must play at least 50% of their games against Division II, FBS, or FCS opponents. There are no attendance requirements for football or arena game requirements for basketball. There are maximum financial aid awards for each sport. Types of Schools in Division2 There are Division II schools in 44 states, Washington DC, Puerto Rico, and British Columbia. There are both public and private colleges in Division II. Examples of Division II private schools include Azusa Pacific University, Rollins College, and Pace University. Examples of Division II public schools include San Francisco State University, University of North Georgia, and Upper Iowa University. Division II Facts Division II has 6 schools with enrollments over 15,000 and 133 schools with enrollments below 2,500. Average enrollment is 3,848. There are 24 athletic conferences in Division II. There is an average of 429 student-athletes at Division II schools with football and 267 at schools without football. All Division II championship finals are broadcast live on national television or live-streamed on NCAA.com. Division II student-athletes consistently graduate at a higher rate than other students at Division II institutions. What's Next? Learn more about the differences between NCAA divisions. If you're interested in participating in college sports, make sure you know about the college athletic recruiting process. For those of you who want to compete in the NCAA, check out the articles on the SAT and ACT scores you need to be eligible. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Ethics and Diversity Essay Example | Topics and Well Written Essays - 1500 words

Ethics and Diversity - Essay Example Prior to that, all of the Equal Pay Act (1970), the Sex Discrimination Act (1975), the Race Relations Act (1976) and the Race Relations Amendment Act (2000), sought to ensure against both direct and indirect discrimination in the provision of goods and services and within the workplace. From the legal standpoint, therefore, diversity is obligatory. Legislature and regulations aside, the question is whether or not firms have an ethical duty to embrace workforce diversity and to ensure that they have a diverse workforce. While some scholars have argued that workforce diversity cannot be defined as an ethical obligation insofar as it could lead to the hiring of less qualified candidates simply because of their race, religion, or ethnicity, among others (Darr, 2002), other scholars maintain that it is an ethical obligation (Ludlum and Mascaloinov, 2004). Pending the presentation of a brief understanding of the implications of diversity and a review of the argument against it as an ethical obligation, the present research will argue in favour of workforce diversity as an ethical responsibility towards which all firms must aspire. The concept of diversity is an all-inclusive one and, refers to the collectivity of human differences and similarities along a given dimension (Cox, 1993). As pertains to a workforce, Caudron and Hayes (1997) maintain that both dimensions and measures of diversity include socioeconomic and psychographic characteristics, race, cultural and ethnic heritage, religion and belief systems, gender and sexual preferences and, age. Other significant dimensions and measures of diversity, although lesser appreciated and researched in relation to intra-organisational relations and dynamics, are political affiliations and socioeconomic and functional backgrounds (Gordon, 1995; Caudron and Hayes, 1997; Stockdale and Crosby, 2003; Gardenswartz , 2003; Barak, 2005). Arguing the above definition to be unjustifiably expansive, some researchers have called for a more precise focus on a particular set of diversity dimensions and measures. These are race, culture, gender, religion, and ethnicity. Indeed, by expanding the parameters of diversity to include age and sexual preferences, attention has been deflected from the more seminal of the diversity categories, chief amongst which are race and ethnicity (Cox, Lobel and McLeod, 1991; Polzer, Milton and Swann, 2002; Arrendondo, 2004; Squires, 2005; Ocon, 2006). It is in relation to the more seminal of these differences that scholars have argued the ethics of their implementation. 3 Suspect Ethics As earlier noted some scholars have disputed the ethics of workforce diversity and contend that its identification as an objective contradicts a firm's ethical obligation to hire employees on the basis of merit, qualifications and potential. The aforementioned criteria for candidate selection is nothing short of an ethical obligation which firms owe their stakeholders, job candidates, society and the economy at large (Mujtaba, 2006). As per the stated argument, firms owe their stakeholders, not to mention the economies within which they operate, a duty to perform in accordance with best practices guidelines. It further owes job candidates an ethical duty to acknowledge the more meritorious and qualified among them. When diversity becomes the objective, candidates are not selected according to merit and,

Building an Art Museum Essay Example | Topics and Well Written Essays - 2000 words

Building an Art Museum - Essay Example Or if we try and become successful in creating some aesthetic and artistic objects, environment, and atmosphere that the people admire and appreciate, we call it an art of doing something. Art does mean to do something or perform something which can be done by any other person like sleeping, drinking, eating or going for an exercise. These are the acts which do not involve mental exceptionality and thus can never be termed as an art. Art means to do something uniquely. â€Å"With the most primitive means the artist creates something which the most ingenious and efficient technology will never be able to create† (Malevich K.). If we go on to recreate nature or realism in context of our own judgments and findings, we are going to perform an art based on our thinking. The basic aim and plan of each and every artist is to depict nature, grab different motions of life, and catch certain facts of nature and to translate those facts by means of paintings, sculptures and drawings. Eve ry artist has his own ideas and the views to see different aspects of nature. The art of translating them in paintings and other models is what we call fine arts. Now, if I talk about my philosophy of art, I would say that art is a creation of ideas related to different aspects of life according to our own thinking and judgments. If we want to achieve something which initially seems difficult, then the process we use to stabilize its difficulty level and then to achieve the desired results on basis of our creative abilities, this is an art of doing something exceptionally. Art doesn’t have any boundaries or limits. It is not restricted to countries, continents or genders. Any person in this world who has a desire to create something or innovate something according to his personal ability, talent and aptitude level, and he successfully achieves his motive, he is an artist. In my view, an art is to make other persons believe in what we create or

State of the Union Address Essay Example for Free

State of the Union Address Essay State Of the Union Address 2013 While President Obama will primarily focus on discussing the economy and jobs for Americans, here are five hot topics you can expect President Obama to address in his annual State of the Union address. 1. Immigration: With immigration reform picking up major traction, Obama will likely encourage continued bipartisan action to move towards comprehensive immigration reform. Current proposals by the Gang of Eight would bring about tough and fair reform for over 11 million undocumented immigrants to move towards citizenship. In 2007, the Congressional Budget Office rated the plan as generating $48 billion in additional revenue over 10 years, while costing about $23 billion in additional welfare and health care payments. 2. Foreign policy: From the security of U.S. diplomatic posts to the U.S. policy towards Syria, Obama should have lot to say about the countrys foreign policy agenda. It will be interesting to see if Obamaa speechwriters will address the recent breaking news out of North Korea, where a successful third nuclear test was reported. President Obama called the action a highly provocative act that demands swift and credible action by the international community against North Korea. Of note are quick condemnations from Russia, Britain, South Korea and the United Nations. Will Obama use primetime to address the recent actions? Is the Iranian nuclear program of greater concern than North Korea? 3. Drones: Obamas drone program came under fire since last weeks Senate hearing regarding counterterrorism adviser John Brennans nomination to become director of the CIA. Will Obama use tme to justify the administrations policy of deploying unmanned drones to kill Americans suspected of being Al-Qaeda allies? 4. Gun violence: Background checks have picked up significant momentum across party lines and Obama is well on his way to pushing for comprehensive gun control and gun violence prevention. The NRA has been very vocal about Second Amendment rights, and recent events have pushed gun violence into national spotlight. Is this issue big enough to address in his primetime address? Former Rep. Gabrielle Giffords, mother of slain Chicago teen Hadiya Pendleton, and a young girl from Newtown, Connecticut will be present inside the Chamber when Obama delivers his address. 5. Climate Change: Obama came out strong during his January inaugural speech on addresssing climate change. He expressed the need to deal with the threat of climate change, knowing that the failure to do so would betray our children and future generations. However, his address tonight will likely cover climate change as it relates to energy technology, new industries, and economic growth. With all these issues that need to be addressed, you can expect some mention of the above. Count his words and see how many times Obama addresses the above topics. But expect it all to be overshadowed by the big issue that has carried through Obamas tenure as president the economy, jobs and economic recovery.

Gulliver’s Travels Essay -- Satire Satirical Essays

Gulliver’s Travels Gulliver’s Travels has set a standard for satirical writing for a long time, and Swift’s imaginative ability and talent can explain a lot of the text’s continued popularity. People can approach Gulliver’s Travels like a children’s book, and not search for deeper meaning. They read the story as a fantasy, and seek only to be entertained. Gulliver’s Travels is valuable and enjoyable for its plot and surface elements alone, but a deeper level of meaning and significance can be achieved if we take note of the satirical elements in the novel. Although to gain a full appreciation of the satire, the reader needs to be somewhat familiar with the events of Swift’s time. Taking the historical period in which Swift was writing into consideration, one of the major changes that was occurring was the shift to a more scientific, empirically-informed worldview (being advanced by the Royal Society of England and Francis Bacon). However, Swift and others were concerned that if this new scientific outlook could lead to disaster if it continued unchecked. Swift and other â€Å"nonconformists† argued that science without context could have widespread harmful consequences, and this position profoundly reveals itself in his satirical treatment of science and knowledge in Gulliver’s Travels. This paper will discuss Swift’s satirical treatment of these subjects in the novel. Several critics have pointed out that evidence exists that suggests that Swift was not uniformly opposed to all science (Phiddian 52). Therefore, it would seem unfair to read Swift’s satirical approach to science in Gulliver’s Travels as a full rejection of the science of his day-it would be overly simplistic and reductive. Swift was not an anti-Luddite. In fact, Swift was a proponent of science in some ways, but he reacted strongly against what he perceived as its abuse or exploitation. The satirical treatment of science in Gulliver’s Travels is more complex than an all-or-nothing rejection of the scientific mindset that was becoming increasingly popular in Swift’s time. Instead of objecting to the use of science in general, Swift seems to have had problems with a particular form of scientific research, and it is with this type of science/scientist that Swift is primarily concerned in Gulliver’s Travels. The type of science that Swift attacks is inapplicable science, or â€Å"pure... ...ss of the scientific worldview that was becoming more widespread during his lifetime. Swift himself was not opposed to all scientific endeavors, but Gulliver’s Travels provided a platform for him to explore the potential negative effects/affects of the â€Å"new science,† engaging in the exaggeration and absurdity that are essential to satire. Although Swift’s characterization of the Laputan scientists is distorted, it does successfully call into question the ultimate goal of science. Should scientific research be pursued because society has achieved the technology to perform them? My opinion is that Swift, through Gulliver’s Travels, argued that it should not automatically and necessarily be pursued. Works Cited Fitzgerald, Robert P. â€Å"Science and Politics in Swift’s Voyage to Laputa.† Journal of English and Germanic Philology 87: 213-29. Patey, Douglas Lane. â€Å"Swift’s Satire on ‘Science’ and the Structure of Gulliver’s Travels.† ELH 58.4: 809-39. Phiddian, Robert. â€Å"A Hopeless Project: Gulliver inside the Language of Science in Book III.† Eighteenth Century Life 22.1: 50-62. Swift, Jonathan. Gulliver's Travels. Ed. Greenberg, Robert A. 2nd ed. New York: Norton, 1970.

Template for Review of Journal Article Essay

Introduction Give an overview of the article. Development What are the key points in this article? What did I find striking or interesting about these key points? How relevant are the key points to my role as a teacher? What do I agree or disagree with in this article? How has this article influenced me in thinking deeply about my values, beliefs and assumptions? How specifically will I be able to use the information and knowledge to improve or enhance my teaching and learning in terms of approaches, strategies, methods or techniques? Conclusion What new insights/discoveries have I made in relation to article review? How will I make use of this new knowledge in future? What further information or knowledge should I seek to expand my knowledge in relation to the contents of this article? N.B. Minimum of 2 pages (A4) or 800 words, Font size 12, 1†³ margin all round. Please review FIVE articles as proposed and submit to Mr. Chee by Week-10, as your GROUP assignment. OR Please review ONE article as proposed and submit to Mr. Chee by Week-10, as your INDIVIDUAL assignment. Rubrics for Assessing Journal Article Review Grading Description of Quality of Work Excellent (A) 80 and above Very clear focus and clarity of thoughts and expression. Key points are well developed and described in detail. Excellent analysis of article content that is discerning, in-depth and supported by both pedagogical and personal knowledge. Ability to relate content to one’s role and competencies as a teacher is demonstrated in an outstanding manner. There is a high quality of reflection as can be seen in the ability to relate to one’s values, beliefs and experiences to the content of the article. The reviewer is able to suggest how the information and knowledge could be adopted or adapted innovatively to enhance or improve teaching and learning. Personal insights and views that are expressed show that the reviewer has thought critically and reflectively about the article and the effects on his/her role as a researcher. The review is clear, well organized with logical sequencing and elaboration of key points. All key points are adequately detailed and there is in-depth analysis of some of the points. Good effort has also been made to relate the content of the article to one’s role and competencies as a teacher and interesting ideas were proposed for improving or enhancing management. Insights and discoveries made show a good understanding of the article content and that that the reviewer has made good effort to reflect on his/her values, beliefs and experiences. There is adequate analysis of the article content but with some points detailed more than others. Relationship is drawn between some key points and one’s role and competencies as a researcher. The reviewer was able to suggest how the information and knowledge could be applied in teaching and learning to improve or enhance current practices. Overall, the review is satisfactory in that it shows an overall understanding of the content and the ability to reflect on the content to obtain adequate benefits as a researcher. Unsatisfactory (F) Below 60 The review is lacking in focus and clarity of expression. Key points not elaborated upon and details are minimal. Little analysis of content. Minimal reflection and insights given.

History of Cookies

The first cookies were created by accident Cooks used a small amount of cake batter to test their oven temperature betore baking a large cake, The earliest cookie-style cakes are thought to date back to seventh-century Persia. Persia was one of the first countries to cultivate sugar. The word cookie originally came from the Dutch keok]e, meaning â€Å"little cake†. Dutch first popularized cookies in the United States. The British incorporated them in the 19th century in their daily tea service and calling them biscuits or sweet buns, as they do in Scotland.Sometime in the 1930s, a Massachusetts Innkeeper ran out ot nuts vvhlle making cookies. she substltuted a bar of baking chocolate, breaking It Into pieces and adding the chunks of chocolate to the flour, butter, and brown sugar dough. The Toll House Cookie was then Invented and became a big hit. Ruth Wakefield was credited with inventing the chocolate chip cookie, an American Classic. Cookies are made with sweet dough or bat ter, baked in single-sized servings and eaten out-of-hand. Perfect for snacking or as dessert, cookles are consumed In 95. ercent ot u. s. households. Americans alone consume over 2 billion cookies a year or 300 cookies for each person annually. cookies are most often classified by method of preparation – drop, molded, pressed, refrigerated, bar and rolled. Their dominant ingredient, such as nut cookies, fruit cookies or chocolate cookies, can also classify them. Whether gourmet, soft or bite-sized cookies, new categories are always cropping up as the American appetite for cookies contlnues to grow. A drop cookle Is made by dropplng spoontuls ot dough onto a baking sheet.Bar cookies are created when a batter or soft dough Is spooned Into a shallow pan, then baked, cooled and cut into bars. Hand-formed cookies are made by shaping dough by hand into small balls, logs, crescents and other shapes. Pressed cookies are formed by pressing dough through a cookie press to form fancy s hapes and designs. Refrigerator cookies are made by shaping the dough into a log, which is retrigerated until firm, then sliced and baked. Rolled cookies begin by using a rolling pln to roll the dough out flat; then It Is cut Into decorative shapes with cookie cutters r d pointed knife.Other cookies, such as the German springerle, are formed by Imprinting designs on the dough, either by rolling a special decoratively carved rolling pin over it or by pressing the dough into a carved cookie mold. The Southern colonial housewife took great pride in her cookies, almost always called simply â€Å"tea cakes. † These were otten flavored with nothing more than the finest butter, sometimes with the addltlon of a few drops of rose water. In earlier American cookbooks, cookies were given no space of their own but were listed at the end of the cake chapter.

Aeromedics essays

Aeromedics essays Death from above. The is how the modern generation has the Helicopter depicted to it by Hollywood. But reality hold a different truth. Most Ground Pounders remember things a little different. To them it was Dusty that is remembered from their war and they counted on. It was not a bird of prey, but a dove of mercy that brought life to the wounded. This air medical helicopter was the one that every wounded man listed and prayed for. And from this hope was The History behind Airmedical Evacuation began as many other things did, as an experimental derived from a war time military. During World War II the militarys of the world took enormous casualties and suffered a high mortality rate because there was no way to expeditiously evacuate the wounded. In 1951, at the start of the Korean police action, Igor Sikorskis new invention, the Helicopter, changed all that. Even tough crude it did allow for fast extrication of the worst of the wounded and allowed Doctors to begin treatment faster. And yet something As world events changed the United States found itself involved in another conflict. This time it was in a small country in South East Asia called Vietnam. It was here in 1962 that the first of the Dustoffs were seen. At first there were no medical personnel on these flights but reason soon prevailed and medics soon went into the air. For several years these medics were the first line of care for those troops. Then in 1967 a revised training program was begun and the This new breed of combat medic was trained to an advanced level of medical care unheard of outside of a field hospital. With better equipment, more knowledge, and faster transport time, care of wounded personnel significantly improved and deaths from combat related injuries decreased. As with any other good idea word spread like wild fire. The civili...

Annotated Bibliography

This article gives a good overview of actual computer crimes and general information and examples such. Information about what is involved in a computer crime and what the laws enforced are all discussed in this article. The Challenge Of White Collar Sentencing. (2007,Spring) Journal of Criminal Law and Criminology, 731(29). Retrieved July 1st from Gale Power Search Database Great source of explanation and real examples of how it is tough to keep white collar criminals behind bars and what is being done to fix this problem. Examples of what the author thinks to enforce white collar sentencing are also given. Multilevel Franchise or Pyramid Scheme? (1985, October) Journal of Small Business Management, 54 (5). Retrieved July 1st from Gale Power Search Database The famous pyramid scheme is dissected and shows the ins and outs. This article discusses how legal businesses find loop holes and teeter on the edge of legality. The Fight Against Fraud: A Look At Best Practices Used in the Effort to Defeat Corporate Fraud. (2004, April) Internal Auditor, 34 (5) Retrieved July 1st from Gale Power Search Database The methods of beating fraud in corporations are discussed along with how certain situations have been squashed. Many individuals have worked very hard to beat these crimes and it shows how they did it. Signs Of Fraud (2000, December) The CPA Journal, 60, retrieved July 1st from Gale Power Search Database This article is taken from actual CPA’s and how they can detect signs of fraudulent activities within corporations or small business’s. It shows how many activities may seem harmless but may actually be certain signs of crimes being committed. Crime Wave! The 100 Corporate Criminals of the 1990’s (1999, July) 9, Multinational Monitor, Retrieved July 1st from Gale Power Search Database This article discusses great examples of real offenders and white collar crimes of all types. Even goes into detail about a well know company such as Royal Caribbean and how they too have had individuals who were committing fraud. Finding Fraud on the Internet (1996, October) 14 (4), Internal Auditor, Retrieved July 1st from Gale Power Search Database This article goes into detail about the most widely known source of fraud: the internet. This source gives examples from auditors and studies that have been performed when looking for internet fraud along with the results. It also discusses why white collar crimes are sometimes overlooked and not viewed upon as criminals. Booth,K. (2002)Called to Account. Time Article. Retrieved July 1, 2008, from http://www. time. com/time/business/article/0,8599,263006,00. html This is an article about the famous Enron scandal. This is one of the most widely known scandals and gives all the details and steps they took to their huge failure. Question: From what I understand I would think all you have to do is make sure the references are in alphabetical order and remove the bibliographies.

Feudalism Assignment Example | Topics and Well Written Essays - 750 words

Feudalism - Assignment Example According to Nathan (2001 p. 3), it also had a highly trained military force (warriors) who were very expensive to maintain. On the other hand, the origin of feudalism can be linked with the expansion of the Roman Empire. It is believed that during the expansion, the Empire decentralized its reign and allocated land, power and authority to a group of people in exchange of military and slave services. Economic system According to Karl Marx, agriculture was the main pillar of economic development of feudalism. During the 12th century, most of the land was owned by dioceses, senior people and monasteries making the feudal system to be a way of ruling and communicating to the whole population. The land owners (landlords) gave out land as gifts to the less fortunate class people to cultivate. They peasants were supposed to cultivate it and give a certain amount of their harvest to the landlords in exchange of economic benefits, military services and of course public services. Just like the economic system, the social system of feudalism was hierarchical too. Every person had his or her own allegiance any person who was higher than him or her. The highest man was the King, followed by the lord (owner of the land also known as â€Å"Vassal† and â€Å"Caballero† in Spanish), Barons, knights and lastly the peasants. In order to maintain control, law, order and power, the medieval King was the one ranked highest who was above everything else and a warrior (Burn 1994 p. 234) The king owned a vast land which he gave out to any person who wanted to be part of his army as compensation; and that was the only way he could maintain a retinue of knights. Lands ownership laws were invoked again and again in order to reclaim property for the purpose recruitment of soldiers. Actually, the loyalty was basically a slavery type since the vassals knew they could not free themselves from his lord (Burn 1994 p. 251). The role of women: Feudalism did not consider women

The amen corner Essay Example | Topics and Well Written Essays - 250 words - 1

The amen corner - Essay Example In the play, in looking at the father of the boy who strayed away from the Lord to do his things, the role is made believable. First of all, the actors play the role in a natural setting, once could see him smoking in one of the scenes. In addition, by being a father also had some grey hairs making him an elder. In regard to movement of the actors around the stage, it was realistic and natural. Different settings were provided and scenes changed appropriately hence the making proper utilization of the stage. In addition, it was affective in telling the story by bringing it to near reality of what actually happens. The arrangement was good as it moved with the story. In addition, the arrangement of performers was within scenes as it also related to the way other performers were placed. The arrangement helped to establish various relationships between scenes. In some cases, there was a little bit of confusion in regard to performer’s placement in regard to scene action. The action though flowed smoothly with minimum

Case Study Example | Topics and Well Written Essays - 250 words

Case Study Example So, he measured high on the self awareness. Other than that, he did not control his emotions, so his score on self management is very low. He lost all hope for building his career in the company, and therefore took the extreme steps which speaks of his low score on self motivation. He did not understand Marilyn’s reason for disapproving his promotion, so he measured low on empathy. He took actions against the peers because of poor social skills which earned him bad name in the company. 2. Alex needs to improve his emotional intelligence particularly on the dimensions of empathy and social skills. He should have realized how abrupt he used to talk on the phone, and how often he refused to provide answers through emails when he was required to do so by his peers. He should make a written note of apology to the company’s owners and all of the management and peers. 3. Alex’s suspension and recommendation for his termination is very justified given his misconduct and lack of consideration for the reputation of the company.

Paris In French New Wave Cinema Film Studies Essay

Paris In French New Wave Cinema Film Studies Essay This essay will analyse the importance of Paris in French New Wave cinema. In addition to that the history of the French New Wave would be looked at to have a better understanding of the importance of location of the film taken as well as the style. Additionally it would also consider the directors who started these films and their impact upon them. This would enable a better understanding of the filming technique and style of the film, the film I will analyze is HYPERLINK http://www.imdb.com/title/tt0055852/fullcreditsClà ©o at the cafà © (1962), in English translation Cleo from 5 to 7. The French New Wave is more than a list of titles or a list of directors. The New Wave was at first a cultural phenomenon, coming from political, economic and social trends that were developed in the 1950s. Big changes in other arts including literature and theatre, made some of the shifts in cinema, and the role even domain of art criticism shifted during this time also. The New Wave cinema was shaped by forces as abstract, as the growth of these film criticism that stressed mise-en-scene over thematic and as concrete as technological innovations in motion picture camera and sound recorders. France was going through some extraordinary industrial growth and self-evaluation, both of which put new pressures on the cinema and its place in the larger national sphere. Also, the average of moviegoers of the 1960s was very different from the ones in the 1950s. Political conservatism, consumerism and television, cine-clubs, popular film journals and a new generation of movie producers all had an involvement in the stories and styles that would make this thriving movement. To understand the meant to be nouvelle vague, it is ideal to consider the social, critical, economic, and the technological backgrounds that helped determine the films and their significance. Rather than starting with the cinema, one must bring the social realm but getting a better understan ding of what French life and culture was like in the 1950s, one can understand much better why this even in the cinema world took place, when and where it did. Even though the rest of international cinema could only look in curious way at the revival of French cinema. France had changed largely in the late 1940s, and this large transformation carried on into the 1960s. Every nation involved in World War II was affected by it for a long time after, and France, particularly, was affected more deeply, with war damage and debt. The French faces a strange mixture of national shame for Frances military loss. Moreover the conflicting views of France held by the international community at the wars end, France as a helpless victim, a lazy and unsuccessful military force, a crippled industrial power, were also felt in its own borders. Every politicians and media newspaper seemed to want to speak to and for unified France, and the French people were often known as a single team that now had to get back to basics in order to simultaneously make up for the lost time and join the modernizing world. In Paris, during World War II was a very dark city. The Germans forces created a blackout which imposed Paris to have the lights turned off, there was a shortage of petrol that kept cars off the road, even a curfew kept people away from the street at night. During daylight, a number of regulations, propaganda made the occupation increasingly unpleasant. One of the few things that took away these times for the French citizens, was the cinema. However, these choices of what to watch, was very limited. American films was banned, and German films which was usually copies of Hollywood musicals and comedies, also melodramatic propaganda movies. French citizens only had the access to the 200 off French made films, that was produced during this four year period. These films that was approved by the German censor was few exceptions, pale imitations of the great French cinema of Marcel Carne, Rene Cliar, Marcel Pagnol and Jean Renoir that had came before the war. The generations of cinephiles for example Andre Bazin, Alain Resnais and Eric Rohmer who had all been raised in the rich cinematic culture of the 1920s and 1930s, this less choice added to the sense of loss they already felt as a result of the war. It was not only the French films that they missed out, but the fact they could no longer see the American films that they loves. This experience of the missing out, let them to bring freedom of expression and truth of representation above all else, and values which would later become centre of their work. After the World War II, France was seen desperately trying to assert, or reassert in the eyes of many French citizens, its cultural, political and even the economic clout in Europe and beyond. From the day the Germans was pushed out of Paris in August 19,1994, the French film industry rushed to reclaim its domain from the collaborators and to foster a new reborn cinema that the world regain from the glory of 1930s, which brought out the golden years of Jean Renoir, Rene Clair and Marcel Carne. As the titles states, Clà ©o de 5 à   7(1962) is set between 5pm and 7pm. At this time we follow a young singer, Florence, Clà ©o Victoire as she walks along the busy street of Paris; all the while she is awaiting a dreaded test result from her doctor. The director Agnes Varda, known as the Grandmother of the New Wave, uses fluid camera style with quick jump cuts to casually take us through the streets of Paris, allowing us the audience to feel the presences in the scenery. The camera brings a realistic, real-life documentary but still a strong experience. Florence starts her journey by using a clichà ©. She is taken by materialism and a mostly hypnotized by her own beauty. She is being selfish and ignorant to the people around her as she is walking around, while people are looking at her, as she is quite noticeable to the people around her. She does not smile, or respond, and she acts like people are not even there. In a way in this selected clip, if at first you watch it, you at first can assume that she was a prostitute. Jill Forbes calls this the inescapable mise-en-scene to which women are subjected, usually in Paris (Forbes 2002:89). Forbes concludes that though Cleo is Bauderliareon in some respects, it is an object not subject of the gaze (2002:86). The shots of her walking the street is done using a bird eye view, you see lots of birds flying off the street as she enters the scene. This could have hidden connotations of the fact that it could be sign of a bad omen, in an almost a mythological scale. As she is walking the camera does not zoom into her, but more the camera is showing the street surroundings, and to make her seem a part of the society around her, as one of the public. You can tell its a sunny day, as being a black and white film, and as she is walking underneath tree, wearing sunglasses also, she is unseen in some part from the shadow, this shows how French new wave films, tend to use natural light. Lots of French New Wave films were created on a tight budget. Directors would use their friends as the cast and crew. The Directors would often have to improvise with camera equipment, for example using shopping cart for tracking shots. Cost in making movies was a major thing to think about; even the efforts to save mo ney would make a film turned into stylists innovation. In Jean-Luc Godards film, Breathless (1960), in French known as (À bout de soufflà ©), was told the film was too long and that he was told to cut an hour and half. He then removed many scenes from the film using jump cuts, as they were filmed in one long take. Some parts did not work were just cut from the middle, a practical decision and also a stylistic one. As Florence is seen walking inside the cafà ©, there are many POV shots. It makes the audience feel that they are in the cafe. All the people that are seen, does not blend in the background, they are seen in your way of the camera, and not something you would be used to watching as you would usually not focus on these extras actors. They seem like real people minding their own business, busy working, reading papers and so on. But one to think if they were watching this clip for the first time, that anyone could possibly be a main character that is about to come into scene. Conversation of people in the background is visibly presence, two men who are on the bottom of the screen, is talking about politics. Bloody Algerian Politics says the man, Where does it leave painting, Florence is seen putting on her own song on the jukebox, and the camera pans away from the conversation, and tracks Florence as she walks away from the Juke box. Through this clip only diegetic sound is being played, from people in the background, objects moving around, there is no mood music, just the diegetic sound that is played from the jukebox. The comments from the two male has some issues due to the time of filming. During the making of this film, the Algerian war was still going on. It had started on 1st November 1954 and would end with the Evian agreement of 18th March 1962, which led Algeria to become independent on 3rd July 1962. The French cinema could not talk explicitly to the conflict, until 1963. From 1954 to 1962, many French intellectuals including the New Wave filmmakers were strongly opposed to the war. In 1961 many of them signed the Manifesto of the 121 Even though it started with 121 signees it soon continued to 400. This made French soldiers to desert rather than fight. This was intended to damage some filmmakers careers because the government forbade anyone to publicise the names who had signed the manifesto, but the state owned media also stopped any radio or television appearance by those who signed the manifesto. This therefore stopped them attempting promotion of newly released films. Some films were banned, like Godards Le Petit Soldat (1963) The Little Soldier. This was completed in the 1960 but was released after the end of the conflict in 1963. The mise-en-scene in this clip shows the location that is set, which is France. Originally the director Anges Varda wanted to shoot this film in colour. But her producer, Georges De Beauregard who has produced other New Wave films like Jean-Luc Godards, A Bout De Soufflà © (1959) as well as others such Jacques Demys Lola (1961). He wanted her to think of the financial way, Make a little black and white film that wont cost more than 32 million F, he advised her. This is why Varda decided to shoot in Paris for being more practical and financially suited. Paris being a city of fear also being a personal resonance for Varda, as a provincial girl arriving in the French metropolis, Varda has been afraid of the city and its dangers of getting lost, feeling lonely and also alienated. Other film makers points of referencing when filming in Paris, were usually other films shot in Paris, but Vardas point was more to do with literacy and being artistic. The styling of French New Wave has bought a new look to cinema with improvised dialogue, rapid changed of scenes and shots that go past the common 180 degree axis. The cameras were used not to mesmerize the audience with narrative and illusory images, but to play with the expectations of cinema. The style that was used to shock the audience out of submission and awe was bold and more direct that director Jean-Luc Godard has been of doing this by having contempt for his audience. His approaches can be seen as stylistic approach and can be seen as a desperate struggle, against the mainstream films at the time. Either way the challenging awareness represented by this movement remains in the cinema today. Effects that are now seem to either commonplace or trite, such a character stepping out of their role in order to address the audience directly, were increasingly innovative at the time. New Wave filmmakers makes no attempts to suspend the viewers disbelief, in the fact, they took steps to constantly remind the viewers that a film is just a sequence of a moving image. No matter how stylized use of shadow and light, the result is set of odd mixed up scenes without the attempt to unity it together, or an actors character changes from one scene to the next or even sets in which accidently come into the camera with the extras, who are hired to do the same. Just like the scene where Florence is leaving the Cafà ©, walking down the street. You cannot decide by some looks on people, if they are even paid extras or onlookers looking at her. A little bit of unique style is used here. One thing that makes Florence different from the other people in the scene is her appearance. She is obviously wearing a wig, which you do understand later in the clip, where the wig is hanging from a dressing table mirror. But her black dress, her blonde hair and sunglasses, not to forget the dress itself reveals her shoulders; this gives her a glamorous Hollywood film actress look. As the camera follows Florence in the scene behind her, the camera turns softly to the left and captures the art work of painting on the wall. Many paintings are on the wall, side by side, like an art gallery. Then you hear a discussion from the public people in the background talking about Art. This helps the audience distinguish the presence of Paris. Paris being of the capital that is famous for artists such as Van Gough, paintings that French owns like The Mona Lisa. Paris is known capital of the artistic pictures and painting. There is a humour when the lady compares with a painting done by Picasso, Picasso owls looks like a woman another artist who made his fame in France. Also I have noticed a lot of people are wearing sunglasses inside the cafà ©. Its amusing to wear this, inside where the sun in not in the way, but this I believe is worn as more of a fashion statement. Paris is also known to be one the capital of the world of the fashion industry. Paris is known to have the fashion labels and fashion designers like Chanel, Dior and Louis Vuitton. Towards the end of the clip, as mentioned earlier of stylised French New Wave films, there is a set of jump cuts of random people. With cuts to Florence walking away from the Cafà © and people looking at her through POV shots. This clearly shows the style of French New Waves films, especially the editing of these jump cuts. These shots are very unsystematic, and almost seem like the director tried to group in scenes that was too long. Or maybe these jump cuts was used to cover some mistakes that might of happened during the filming, as the shoot location was done in an open public space. To conclude this essay it has come to my attention that Paris as a city plays a crucial role in the production of French New Wave. This is mainly due to Paris been seen a central hub for fashion, literature, arts and food as well as not to mention films. This shows that they have come a long way since the French Algerian war as the films were censored from any mention of the war. Additionally the films been produced then did have a low budget, but somehow in Paris, quality and stylistic films was being produced. (2745)

My Best Friend is Dead Essay -- Friendship Essay Personal Narrative

My Best Friend is Dead I first met Chipper Gleason when I was 5 or 6, when my mother was working with Chipper's mother Sue teaching music lessons in town. The He- Man connection must have been what initially tipped our parents off that we would be good friends. I remember my mom asking me if I wanted to play with this kid who had Castle Greyskull, a large green molded castle that He- Man lived inside of with the other Masters of the Universe. The answer was, of course, "Yes!" and we met one afternoon while both my mom and Sue taught lessons at the Church. We played that first afternoon on the sloping hill in front of the church, on the opposite side of Main Street from the library. Chipper was a small, wirey boy with bright blue eyes and light brown hair cut in a kind of bowl. Later we figured out that even though we were the same height, Chipper's skinny legs were longer than mine, and that my birthday was before his (so I was older). There was not much to play with in the common in front of the church. There were a few swings and things, but mostly we played along the rail fences that bordered the common, climbing up on them and using them as platforms for our action figures. We both had a great time that day, and before long we met every time that our moms were teaching. One day my dad asked me if I wanted to invite Chipper over to play. A book I made in school in the fall of first grade laid it all out: "I like to read at school. I don't like butterscotch. I like Chipper, my best friend." Looking back on our relationship, my parents often wondered what exactly it was that we spent so much time talking about. Chipper was pretty shy around most adults except his mother, so they only really caught glimpses of us ... ... toys as I wanted, which I kept carefully organized and out of the hands of my five year old brother, the terror. She even gave me the games for the Commodore 64 (which technically now belonged to Dara), to play on my own computer that I got for my tenth birthday that November. That spring, as I sat playing Kung Fu on the computer in my parent's room, I had a revelation. I raced outside to our big, wandering back yard and started talking. I had to tell Chipper somethingÉ he had to know! I was sure that he could hear me. "Chipper," I said, half under my breath because I was afraid the neighbors would see me talking to myself and think that I was crazy, "I figured it out! I figured out how to beat the forth- floor boss in Kung Fu! All you have to do is squat and punch... it's so easy! It's so easy." Somehow, of all the things to say, that was the most important.

Journey to the Center of the Earth Essay

Based on one graphic novel, write about an important lesson that you have learnt. An important lesson that I learnt from the graphic novel, Journey to the centre of the Earth is that we should never give up and have confidence in ourselves. Professor Lidenbrock felt very excited when he found the document about how to get to the centre of the earth. He wanted to learn about what lies beneath our feet. although getting to the centre of the earth was not going to be easy, he still went because he was a determined man. Although the journey was fraught with difficulties he never gave up because he had confidence in himself. In the end the journey was a success. Based on one graphic novel, write about a happy event. A happy event in the graphic novel of A Journey to the centre of the Earth is when the Professor, Axel and Hans managed to come out of the earth uninjured and alive. They could have easily when been hurt or died as they were only on a raft and were thrown out of an erupting volcano. They landed uninjured in Sicily which is 3,000 miles away from Iceland where they started their journey. It is a happy event as they had successfully journeyed to the centre to the earth and lived to tell the tale of their adventure. Based on one graphic novel, write about an event that you cannot forget in the novel. An event that I cannot forget is when Axel passed out because they had run out of water. Hans, their guide then left Axel and the Professor. When Axel woke up he looked for Hans. When he could not find Hans he thought that Hans had deserted them,. However an hour later Hans returned. He then told them that he found water. Axel was very grateful to him. This is an unforgettable incident because although Hans could have easily left them he did not. He was a good and responsible guide. Based on one graphic novel, write about a character you sympathise. The character that I sympathise is Axel Lidenbrock. He is Professor Otto Lidenbrock’s nephew. When the professor wanted to figure out what the runic symbol in the document by the famous explorer, Arne Saknussem meant he forced Axel to help him. He said both he and Axel will not eat or sleep until they find the meaning. Later when they find out that the document shows how to get to the centre of the earth the professor forces Axel to go with him. I think as an uncle, the professor is a bully and I sympathise with Axel because he is not given a choice by his uncle. Based on one graphic novel above, write weather you like or do not like the ending of the story. I did not like the ending because I think it is a bit ridicuious. The explorers think they are going to die because they are on a raft in a volcano and the temperature is steadily increasing. The water begins to boil and their raft rises and finally when the volcano erupts the explorers are thrown out of the volcano. They land in Sicily, a country 3,000 miles away from Iceland. I think if they were in a volcano that was going to erupt they would have died. Therefore I feel the ending is illogical and I did not like it. Based on one graphic novel above, write an interesting event. An interesting event in the graphic novel, Journey to the centre of the Earth is when the explorers are caught in an electrical storm. They were travelling in an underground sea on a raft made by Hans. Suddenly the raft was hit by an electrical storm. Axel nearly died but luckily he survived. The explorers landed on a beach. The compass showed that they were back where they started. However the professor did not give up and said it was time to travel across the dangerous sea again. I found the event interesting as it showed that the professor does not give up easily.

Factor Affecting People Investing in Mutual Fund

Factors affecting people investing in Mutual Fund in Malaysia: An application of the Theory of Planned Behavior Kuah Kean Lam Research report in partial fulfillment of the requirements for the degree of MBA 2008 ACKNOWLEDGEMENTS I would like to thank my supervisor, Dr. Nabsiah Abd. Wahid and my co-supervisor, Dr. Datin Joriah for their invaluable guidance in helping me with this research. Special thanks also go to Associate Professor T. Ramayah for his kind assistance and consultants in my statistical analysis. My sincere thanks to all the lecturers in the MBA programs.I also want to thank my family for their patience, support and encouragement during the period of my study. I am also grateful to my friends for their help and encouragement. Lastly, I wish to accord my appreciation to all the respondents who had so kind to respond my questionnaire in time. i TABLE OF CONTENTS Page ACKNOWLEDGEMENT i TABLE OF CONTENTS ii LIST OF TABLES vii LIST OF FIGURES viii LIST OF APPENDICES ix ABST RAK xi ABSTRACT xii Chapter 1 INTRODUCTION 1 1. 1 Introduction 1 1. 2 Background 1 1. 2. 1 Benefits of Unit Trust Scheme 2 1. 2. 2 Disadvantages of Unit Trust Scheme 1. 2. 3 Types of Unit Trust Funds 4 1. 2. 4 Growth of Mutual Fund in Malaysia 6 1. 3 Problem Statement 8 1. 4 Research Objectives 10 1. 5 Research Question 10 1. 6 Definition of Key Terms 11 ii 1. 6. 1 Mutual Fund / Unit Trust Fund 1. 6. 2 11 Federation of Malaysia Unit Trust Managers (FMUTM) 12 1. 6. 3 Net Asset Value (NAV) 12 1. 6. 4 Islamic Mutual Fund 12 1. 6. 5 Attitude 13 1. 6. 6 Subjective Norms 13 1. 6. 7 Perceived Behavioral Control 14 1. 6. 8 Behavioral Intention 14 1. 7 14 1. 8 Chapter 2 Significance of Study Organization of Remaining Chapter 15 LITERATURE REVIEW 16 2. Introduction 16 2. 2 Literature Review 16 2. 2. 1 Emerging Market Research 17 2. 2. 2 International Research 20 2. 3 Model Explanation (TRA, TAM, TPB, and DTPB) 22 2. 3. 1 Theory of Reasoned Action (TRA) 23 2. 3. 2 Technology Acceptance Model ( TAM) 25 2. 3. 3 Theory of Planned Behavior (TPB) 26 2. 3. 4 Decomposed Theory of Planned Behavior (DTPB) 28 2. 3. 5 Inclusion of other variables in the TPB iii 31 2. 4 33 2. 5 Theoretical Framework 33 2. 6 Chapter 3 Gaps in Literature Hypothesis Development 35 METHODOLOGY 41 3. 1 Introduction 41 3. 2 Research Design 41 3. 2. 1 Type of Study 1 3. 2. 2 Data Collection Method 42 3. 2. 3 Population and Sample 42 3. 2. 4 Data Collection 43 3. 3 Data Analysis 43 3. 3. 1 Descriptive Analysis 45 3. 3. 2 Factor Analysis 45 3. 3. 3 Reliability Test 45 3. 3. 4 Correlation Analysis 46 3. 3. 5 Multiple Regression Analysis 46 3. 4 48 3. 5 Chapter 4 Summary Expected Outcome 48 RESULTS 50 4. 1 Introduction 50 4. 2 Profile of Respondents 50 4. 3 Goodness of Measures 52 iv 4. 3. 1 Factor Analysis 52 4. 3. 1. 1 Factor Analysis for Relative Advantage, Compatibility and Ease of Invest 53 4. 3. 1. 2 Factor Analysis for Efficacy andFacilitating Condition 54 4. 3. 1. 3 Factor Analysis for Past Behavior, At titude, SN and PBC 4. 3. 2 4. 4 Reliability Test 57 Descriptive Analysis 4. 4. 1 55 58 Analysis of Independent Variable Explanatory Role 58 4. 5 Correlation Analysis 60 4. 6 Hypotheses Testing 62 4. 6. 1 Multiple Regression Analysis (Stage 1a) 62 4. 6. 2 Multiple Regression Analysis (Stage 1b) 64 4. 6. 3 Multiple Regression Analysis (Stage 1c) 66 4. 6. 4 Multiple Regression Analysis (Stage 2) 68 4. 6. 5 Multiple Regression Analysis (Stage 3) 70 4. 7 Chapter 5 Summary of Results 73 DISCUSSION AND CONCLUSION 76 . 1 Introduction 76 5. 2 Recapitulation of the Study Findings 76 5. 3 Discussion of Major Findings 77 v 5. 3. 1 Attitude towards the Behavioral 78 5. 3. 2 Past Behavior 79 5. 3. 3 Subjective Norms 80 5. 3. 4 Perceived Behavioral Control 80 5. 3. 5 Behavioral Intention 81 5. 3. 6 Actual Investment 82 5. 3. 7 Relative Advantage, Compatibility and Ease of Invest 5. 3. 8 Efficacy and Facilitating Condition 83 5. 3. 9 5. 4 82 Normative Influence 84 Implications 84 5. 4. 1 Theoretica l Implication 84 5. 4. 2 Practical Implication 85 5. 4. 2. 1 Marketing Strategy for Mutual Fund 85 5. 5Answering the Research Questions 87 5. 6 Limitations 89 5. 7 Future Research 90 5. 8 Conclusion 90 REFERENCES 91 APPENDICES 97 vi LIST OF TABLES Page Table 4. 1 Respondents Demographic Profile Table 4. 2 Rotated Component Matrix for relative advantage, Compatibility and ease of invest Table 4. 3 54 Rotated Component Matrix for efficacy and facilitating Condition Table 4. 4 51 55 Rotated Component Matrix for Attitude, SN, PBC and Past Behavior 56 Table 4. 5 Reliability Coefficients of Variables 57 Table 4. 6 Descriptive Statistics 59 Table 4. 7 Pearson’s Correlation Analysis of Variable 1 Table 4. 8 Result of Multiple Regression of H8, H9 and H10 63 Table 4. 9 Result of Multiple Regression of H13 65 Table 4. 10 Result of Multiple Regression of H11 and H12 67 Table 4. 11 Result of Multiple Regression of H1, H2, H3 and H5 69 Table 4. 12 Result of Multiple Regression of H4, H6 a nd H7 72 Table 4. 13 Summary of Hypotheses Testing Results 73 vii LIST OF FIGURES Page Figure 1. 1 Total NAV vs Bursa Malaysia Market Capitalization as at 31st Dec 2006 6 Figure 2. 1 Theory of Reasoned Action 24 Figure 2. 2 Technology Acceptance Model 25 Figure 2. 3 Theory of Planned Behavior 26Figure 2. 4 TPB with belief de-composition 29 Figure 2. 5 Theoretical Framework 35 Figure 4. 1 Stage 1a Multiple Regression 62 Figure 4. 2 Stage 1b Multiple Regression 64 Figure 4. 3 Stage 1c Multiple Regression 66 Figure 4. 4 Stage 2 Multiple Regression 68 Figure 4. 5 Stage 3 Multiple Regression 71 Figure 4. 6 Model Summaries with Significant Relationship and Beta Value 75 viii LIST OF APPENDICES Page Appendix A Questionnaire 97 Appendix B Coding of Variables 103 Appendix C Respondent Frequency Results 104 Appendix D Factor Analysis – Relative Advantage, Compatibility and Ease of Invest 08 Appendix D1 Factor Analysis – Relative Advantage, Compatibility and Ease of Invest. (Afte r removal of RA_2) Appendix E 111 Factor Analysis – Efficacy and Facilitating Condition 114 Appendix E1 Factor Analysis – Efficacy and Facilitating Condition (After removal of FC_2) 117 Appendix E2 Factor Analysis – Efficacy and Facilitating Condition (After removal of FC_2 and EF_2) Appendix F 120 Factor Analysis – Past Behavior, Attitude, Subjective Norm And PBC 123 Appendix F1 Factor Analysis – Past Behavior, Attitude, Subjective Norm And PBC (After removal of Att_3) 128 Appendix GReliability Analysis – Behavioral Intention 133 Appendix H Reliability Analysis – Actual Investment 134 Appendix I Reliability Analysis – Attitude 135 Appendix J Reliability Analysis – Subjective Norm 136 Appendix K Reliability Analysis – PBC 137 Appendix L Reliability Analysis – Relative Advantage 138 ix Appendix M Reliability Analysis – Ease of Invest 139 Appendix N Reliability Analysis – Normative Influence 140 Appendix O Reliability Analysis – Efficacy 141 Appendix P Reliability Analysis – Facilitating Condition 142 Appendix Q Descriptive Analysis Results 143 Appendix R Correlation Analysis Results 44 Appendix S Stage 1a Multiple Regression Analysis 145 Appendix T Stage 1b Multiple Regression Analysis 148 Appendix U Stage 1c Multiple Regression Analysis 151 Appendix V Stage 2 Multiple Regression Analysis 154 Appendix W Stage 3 Multiple Regression Analysis 157 x ABSTRAK (MALAY) Faktor-faktor yang mempengaruhi pelaburan dalam dana bersama di Malaysia: Applikasi dengan Teori Perlakuan Terancang. Dana Bersama (Mutual Fund) di Malaysia mengalami perkembangan pesat dalam beberapa tahun yang lepas. Perkembangan pesat ini menandakan kesesuaian pelaburan secara berkumpul di Malaysia.Hari ini, dana bersama telah menjadi satu bahagian penting dalam bidang ekonomi Malaysia. Perkembangan sihat dalam bidang tersebut telah memberi manfaat kepada ekonomi negara dan para pelabur. Tujuan kaj ian ini adalah untuk menentukan faktorfaktor yang mempengaruhi orang ramai untuk melabur dalam dana bersama di Malaysia dengan menggunakan Teori Perlakuan Terancang (TPB) yang diubahsuai. Sebanyak 400 soal selidik telah diedarkan kepada orang dewasa di negeri Pulau Pinang dan 211 soal selidik yang boleh diguna telah dikutip balik. Berdasarkan analisis, didapati model yang diguna dapat menerangkan 47. % varian dalam Keinginan (Intention). Sikap (Attitude), Perlakuan Lepas (Past Behavior) and Norma Subjektif (Subjective Norms) mempunyai hubungan positif yang ketara dengan keinginan untuk melabur dalam dana bersama. Analisis seterusnya mendapati kedua-dua kelakuan lepas dan keinginan mempunyai hubungan kesan positif yang ketara dengan pelaburan sebenar. Sungguhpun model ini dapat menerangkan varian agak tinggi dalam keinginan, tetapi didapati Tanggapan Kawalan Perlakuan (Perceived Behavioral Control) tidak mempunyai hubungan kesan positif yang ketara dengan keinginan dan pelaburan sebe nar.Keputusan ini mencadangkan model teoretikal lain tanpa pembolehubah (variable) ini mungkin akan lebih sesuai untuk mengkaji sikap pelaburan dana bersama. xi ABSTRACT Mutual Funds in Malaysia have experienced phenomenal growth in the past few years. This growth reflects the suitability of collective investments in Malaysia. Mutual fund forms an important part of the Malaysian economy today. The healthy growth of the industry seems to benefit the country’s economy and the investors.The aim of this study is to determine the factors affecting people investing in Mutual Fund in Malaysia using the modified decomposed Theory of Planned Behavior. Structured questionnaire was used in this study. Four hundred questionnaires were distributed to the adults in Penang state and two hundred eleven useable questionnaires have been collected back. Based on the analysis, it was found that the model has explained 47. 4% of the variance in Behavioral Intention. Attitude towards behavior, Pas t Behavior and Subjective Norm have positive significant influence on investors’ Intention to invest in mutual fund.Further analysis on the Actual Investment, it was found that the both Past Behavior and Intention have positive significant influence on investors’ actual investment behavior. Even though the model has explained considerable high percentage of variances in Behavioral Intention, however, the findings that Perceived Behavioral Control is not a significant contributor to both Behavioral Intention and Actual Investment suggests that other theoretical model without this variable might be more suitable to study mutual fund investment behavior. ii Chapter 1 INTRODUCTION 1. 1 Introduction This chapter introduces the research outline of the study. The chapter begins with an overview of the Mutual Fund industry in Malaysia, followed by brief discussion of the benefits and disadvantages of the Unit Trust Scheme, their growth and different types of Mutual Funds. Besi des that, this chapter also includes the problem statement, research objectives and research questions. The key terms and significance of the study will also be highlighted. 1. 2 BackgroundA Unit Trust Scheme (UTS) or Mutual Fund (MF) is a form of collective investment that allow investors with similar investment objectives to pool their savings, which are then invested in a portfolio of securities or other assets managed by investment professionals. Investors in Unit Trust Scheme or Mutual Fund do not purchase the securities in the portfolio directly. Securities or stocks are purchased by the Unit Trust Management Company (UTMC) following the authorized investments guidelines by a group of professional fund managers.Ownership of the portfolio is divided into units of entitlement and each investor is known as a ‘unit holder’. In this case, unit holders in Unit Trust Scheme (UTS) are not shareholders in the company but are rather beneficiaries under a trust set up by the company. Under the Unit Trust Scheme constitution or ‘deed’, there must be a trustee looking after the interest of the investors. The trustee is the legal owner of all the assets of UTS on behalf of the unit holders, and must act for the benefit of the unit holders. Unit holders in UTS have a eneficial interest in all the assets of those UTS, but are not entitle to direct UTMC on how to invest the portfolio of investments (Dealing in Unit Trust, FMUTM 2005). The return on investment for unit holders in UTS is usually a combination of a regular income payment (a ‘distribution’) and capital appreciation derived from the pool of investments held within those UTS. Each unit represents an entitlement to an equal amount of income and capital appreciation or depreciation that is normally reflected in the unit price of those UTS (Dealing in Unit Trust, FMUTM 2005). 1. 2. Benefits of Unit Trust Scheme For investor who is unable or unwilling to research and analyze investment markets by their own effort, Unit Trust Scheme is an ideal way of investing. To maintain a portfolio of directly held investments, an individual needs to keep up-to-date with market information and sentiment. This means keeping track of a wide range of information from many sources. For many individual investors, this is difficult, time consuming and expensive. Investing in UTS transfers most of the stress of investing to those best equipped to handle it – professional fund managers.Other significant benefits of investing in UTS are listed as below: (i) Diversification A larger pool of funds from many small investors allows the fund manager to purchase a wide range of investments. (ii) Liquidity of funds Most investors require that their investment be liquid. The investor can redeem their unit trust fund and receive their money in the specified time frame. In the case of Malaysia, the guideline is within 10 days. 2 (iii) Professional Management Investment decisions are made by professional fund managers.The investment process adopted is structured and follows basic investment principles outlined in the prospectus and deed. (iv) Investment Exposure For small investor (with RM1000), it is sometimes difficult to invest in particular asset class or certain securities, for example real estate or corporate bonds. UTS make this possible with pool investments from many small investors. (v) Investment Cost When making direct investments, the smaller investors will pay higher transaction cost if compare to large institutional investors due to prenegotiated fees on large purchase. 1. 2. Disadvantages of Unit Trust Scheme Some of the disadvantages of Unit Trust Scheme are list as follows: (i) Risk Any investment involves risk. Investment in UTS also has its risk of losing all of the money invested. (ii) Loss of Control Investors in UTS lose their right to direct how their savings are invested. If the fund manager invests the portfolio in accordance with the prospectus and deed, there is little that the unit holders can do if they disagree with the investment decisions made by the fund manager. 3 (iii) Fees and Charges The services provided by the UTMC are not without cost.Hence there are fees and charges payable by investors in UTS. (iv) Opportunity cost As with any decision, an investor who invests in UTS may have produced better returns by investing directly in the markets. This excess represents the ‘opportunity cost’ of investing in UTS. 1. 2. 3 Types of Unit Trust Funds Mutual funds are referred to as open-end funds for two main reasons: (i) they are required to redeem (or buy back) outstanding shares at any time upon a shareholder’s request, at a price based on the current value of the fund’s net assets; and (ii) irtually all mutual funds continuously offer new fund shares to the public. A closed-end fund is an investment company that issues a fixed number of shares that trade on a stock exchange or in the over-the-counter market. Assets of a closed-end fund are professionally managed in accordance with the fund’s investment objectives and policies, and may be invested in stocks, bonds, or a combination of both. Like other publicly traded securities, the market price of closed-end fund shares fluctuates and is determined by supply and demand in the marketplace. 4Based on Lipper’s fund investment objectives, Unit Trust Funds in Malaysia have been grouped into the following seven types (FMUTM Annual Report, 2006): (a) Exchange Traded Funds-Bond General funds. (b) Guaranteed/ Protected funds : Comprises Capital Guaranteed funds and Capital Protected funds. (c) Money Market funds : Include all Money Market funds. (d) Mixed Asset funds : Include Mixed Asset Asia, Mixed Asset Emerging Markets Asia, Mixed Asset Global, Mixed Asset Growth funds and Mixed Asset Income funds. (e) Islamic funds : Bond Islamic/Syariah funds, Equity Islamic/Syariah funds and Mixed Asset Islam ic/Syariah Balanced funds. f) Bond funds : Include all General Bond funds. (g) Equity funds : Include Equity ASEAN fund, Equity Asia Pacific Ex-Japan funds, Equity, Equity Europe, Global funds, Equity Growth funds, Equity Income funds, Equity Index Tracking funds, Equity Info & Technology funds, Equity Sector Real Estate Asia funds, Equity Sector Real Estate Global funds and Equity Small Companies funds. 1. 2. 4 Growth of Mutual Fund in Malaysia In Malaysia and throughout the world, Mutual Trust funds have experienced phenomenal growth in the past few years.This growth reflects the suitability of collective investments in Malaysia, as a means for the smaller investor to accumulate capital over the longer term. 5 Figure 1. 1 shows the growth trend of mutual fund and total NAV versus Bursa Malaysia Market capitalization. Figure 1. 1. Total NAV vs Bursa Malaysia Market Capitalization as at 31st Dec 2006 Source: Securities Commission (2007) Although the mutual fund industry in Malaysia started as far back as 1959 with the establishment of the Malayan Unit Trust Ltd, the development of the industry did not take-off until 1980s with the launching of the Amanah Saham Nasional (ASN). The major growth of the industry can only be seen in the 1990s when Malaysia, together with other Asian Tigers, saw a high and consistent growth in their economies. For Malaysia, the growth in the mid-1990s was very much due to the boost given by the government in the area of tax relief and allowing withdrawal on Employee Provident Fund (EPF) to invest in the mutual fund. With these incentives the mutual fund industry increased in size from RM15. 7 billion in 1992 to RM60 billion in 1996. The Asian crisis of 1997 had brought a sudden halt to this and we have seen even negative growth. However, the signs of recovery after that are becoming evident.Growth of the unit trust industry in Malaysia continued at a rapid pace in 2006. Total Net Asset Value (NAV) of the industry gained 23. 6 per ce nt, the net asset value of the managed funds increased to RM121. 8 billion. This amounts made-up of only 14. 35 per cent of the total market capitalization of the Bursa Malaysia, which stood at RM848. 7 billion. (FMUTM Annual Report, 2006) Different from the developed countries, an important characteristic of the Malaysian mutual fund industry is the dominant role of the government. As of 2006, more than 58% of these funds are affiliated with the government, i. . either owned by state governments or quasi-government agencies. Nevertheless, the number of private sector funds is increasing, in particular bank-owned funds. The NAV of the private unit trust funds (excluding federal and some state funds) in year 2006 stood at RM50. 7 billion, an increase of RM 6. 6 billion over previous year. (FMUTM Annual Report, 2006) The double digit growth was observed. The type of funds included Equity Funds, Bond Funds, Islamic Funds, Mixed Asset Funds, Money Market Funds, Guaranteed Funds and Exch ange Traded Funds. All these funds are the â€Å"open-end† Mutual Funds. 7Unit Trust industries are well established in developed financial markets like United States and European Union. The extent to which research, both at the theoretical and technical level, has been conducted in developed markets indicates the stage of maturity of mutual funds in these markets. In emerging markets, however, mutual funds are a recent phenomenon. Nevertheless, growth has been robust. Emerging Asian economies like China, Indonesia, the Philippines, India and Malaysia are expected to grow by double digits annually and projected to reach US$ 12 trillion by the year 2030 (PR Newswire, 2000).The phenomenon growth in the mutual fund industry in these emerging markets has resulted in an increase in the number of investment companies offering a wide range of different mutual funds (Ramasamy & Yueng, 2003). Faced with a wide range of mutual funds, how does one made choices and what are the factors a ffecting the intention of an investor investing in Mutual Funds? 1. 3 Problem Statement Growth, both in terms of size and number of funds categories, in the mutual fund industry among emerging markets has been impressive.Most researches, be it domestic or international, were on the mutual funds performance compared to the market (Don, Galagedera & Silvapulle, 2002), comparison of funds performance in different regions (Otten 2002), Islamic Funds performance (Abdullah, Hassan & Mohamad, 2007), aggregate funds performance (Taib & Isa, 2007), qualification, experience and investment style of fund manager, asset size and transaction cost (Ramasamy & Yeung, 2003), price linkage with index in emerging market (Low & Ghazali, 2007) and performance of funds during different economic cycles (Low, 2007).All the researches are conducted on the nature and 8 characteristics of the mutual funds it selves and not for one of the most important components of the mutual funds, the â€Å"investorsâ₠¬  or â€Å"mutual fund purchasers†. Thus, in this research, we will study the individual investors’ intention and factors affecting investment decision in the emerging market like Malaysia. This paper intends to fill this gap. Mutual fund forms an important part of the Malaysian economy today. As of 31st December 2006, the total registered mutual trust agent was 31060 people (FMUTM annual report, 2006).Many peoples’ livelihoods are depending on this industry, directly or indirectly. Besides the mutual trust agents, the mutual trust management companies, and regulatory bodies in Mutual Fund industry, investors play the utmost important role in the growth of the industry as they are the one who provides the required capital in the industries. Investors have numerous choices to invest their savings; there are many benefits and disadvantages to invest in the mutual trust funds. Investors have to weight the benefits and disadvantages, and to consider their investme nt objectives before deciding to invest in the Mutual Funds.In many developed countries, Mutual Funds investment has become the preferred vehicle for savings and retirement. The healthy growth of the industry seems to benefits the country’s economy and the investors. For the continuous growth of the industries in Malaysia, it is utmost important to study the behaviors of the investors, their intention, and the other factors motivating investors investing in Mutual Fund. Many theories have been developed and evolved through time for the research of behaviors and intentions in many domains. Among the few popular theories re Theory of Reasoned Action (TRA), Theory of Planned Behavior (TPB) and Technology Acceptance 9 Model (TAM). The theoretical models and their comparison will be discussed in detail in section 2. 3. 1. 4 Research Objectives We have seen that NAV of Mutual Funds invested in Malaysia on 2006 was at RM 121. 8 billion. This has formed an important part of the Malay sian economy. This study is to investigate factors influencing Malaysian consumers’ intentional behavior to invest in Mutual Funds using modified Decomposed Theory of Planned Behavior (DTPB).In line with this, four specific objectives have been developed. The four main objectives of this study are therefore to: (1) determine significant contributing factors to Attitude, Subjective Norm and Perceived Behavioral Control, (2) determine the most significant factors among Attitude, Subjective Norm and Perceived Behavioral Control that lead to Behavioral Intention to invest in Mutual Fund, (3) identify the relationship of Intention and Actual Investment (Behavior). (4) In line with the 3 objective above, an additional objective will be drawing the implications for the marketing of Mutual Fund products. . 5 Research Question This research attempts to answer the following research question: (1) What are the factors that significantly affect Attitude, Subjective Norm and Perceived Beh avioral Control? 10 (2) Attitude, Subjective Norm, Perceived Behavioral Control and Past Behavior – which of these factors significantly contribute to Intention to invest in Mutual Funds? (3) Will Intention turn into actual Investment in Mutual Funds? (4) What are the conclusions and implications of the study for the marketing of Mutual Fund products? 1. 6 Definition of Key TermsIn order to share common understanding of the concepts and for better understanding of further discussion, the following key terms’ definition were referred specifically. 1. 6. 1 Mutual Fund / Unit Trust Fund Mutual Fund is a form of collective investment that allow investors with similar investment objectives to pool their savings, which are then invested in a portfolio of securities or other assets managed by investment professionals. Investors in Unit Trust Scheme or Mutual Fund do not purchase the securities in the portfolio directly.Ownership of the portfolio is divided into units of entit lement and each investor is known as a ‘unit holder’ (Dealing in Unit Trust, FMUTM, 2005) 11 1. 6. 2 Federation of Malaysian Unit Trust Managers (FMUTM) Federation of Malaysian Unit Trust Managers – an organization with the vision to develop unit trust as the preferred vehicle for saving and retirement. The objectives of the organization are (Dealing in Unit Trust, FMUTM, 2005): ? To improve the regulatory, fiscal and legal environment of unit trust; ?To formulate sound and ethical business practices, to promote the interest of the unit trust industry and provide investor protection; ? To provide information, assistance and other services to its Member; and; ? To promote public awareness of the benefit and risk of investing in unit trust. 1. 6. 3 Net Asset Value (NAV) The net value of the assets invested in the portfolio of the mutual fund. It’s a way to assess the net worth of the mutual fund. The value is computed every day after the closing of the share market. The NAV will be used to determine the price of buying and redemption of units trust. Dealing in Unit Trust, FMUTM, 2005) 1. 6. 4 Islamic Mutual Fund Islamic investing can be defined as investment in financial services and other investment products, which adhere to the principles established by the Shari’ah. These principles require that (Dealing in Unit Trust, FMUTM, 2005): (a) Investment must be made in ethical sectors. In other words, profits cannot be generated from prohibited activities such as alcohol production, gambling, 12 pornography etc. In addition, investing in interest (riba)-based financial institutions are not allowed. b) All wealth creation should result from a partnership between an investor and the user of capital in which rewards and risks are shared. Returns in invested capital should be earned rather than be pre-determined. 1. 6. 5 Attitude The extent to which one views a behavior as favorable or unfavorable, if a person perceives that there are positive outcomes resulting from an activity, then his or her attitude towards performing that behavior is likely to be positive (Ajzen, 1991). Attitude can be measure either through direct or belief-based measure.Belief-based measure of attitude is the weighted average of the strengths and outcomes evaluation of person’s behavioral beliefs (Ajzen, 2002b). 1. 6. 6 Subjective Norms An individual’s perception of social normative pressures, or relevant others’ beliefs, that he or she should or should not perform such behavior. It can be measured either through direct or belief-based measure. Belief –based measure of subjective norms is the weighted average of the normative expectations of others such as from family, friends or doctors and motivation to comply with their expectations (Ajzen, 1991 & 2002b). 3 1. 6. 7 Perceived Behavioral Control An individual's perceived ease or difficulty of performing the particular behavior (Ajzen, 1985). It is assumed that perceived behavioral control is determined by the total set of accessible control beliefs. It can be measured either through direct or belief-based measure. Belief –based measure of subjective norms is the weighted average of the strength of control beliefs and facilitation power of these beliefs (Ajzen, 1991, 2002b). 1. 6. 8 Behavioral Intention An indication of an individual's readiness to perform a given behavior.It is assumed to be immediate antecedent of behavior (Ajzen, 2002b). It is based on attitude toward the behavior, subjective norm, and perceived behavioral control, with each predictor weighted for its importance in relation to the behavior and population of interest (Ajzen, 1991). 1. 7 Significance of the study Mutual fund has become one of the important investment vehicles for the world’s economy. The launching of the Amanah Saham Nasional (ASN) in 1980 in Malaysia is part of the government efforts to increase the stakes holding of native Malays’ in Malaysian economy.The Unit Trust industry is an important component of the Malaysian economy. The industry serves to mobilize the saving of the average, small investors by funneling these savings into areas where capital is required. Investors want good returns on their savings, Mutual Fund provides an ideal way for them to gain exposure to investment that in the long run can produce returns superior to those from traditional savings accounts and fixed deposits. Study on the factors influencing the intention to invest and investment decisions will help the 4 industry formulate marketing strategies to further stimulate growth of this industry and eventually help in the healthy growth of the country’s economy. 1. 8 Organization of Remaining Chapter This research is presented in five chapters including this introduction chapter. The next chapter (Chapter Two) is the review of literature that outlined previous studies, from the review of literature; gaps are identified and new research framework is formulated for study in Malaysia context.Chapter Three will illustrate the research design, methodology used for data collections, and data analysis techniques to be used to analyzed and test the variables. Chapter Four will present the analyses done for the study and also the findings of the study. Chapter Five will discuss the interpretation and recapitulation of the study, implications of the findings, limitations of the study and suggestion for future research. It then concludes the whole research. 15 Chapter 2 LITERATURE REVIEW 2. 1 IntroductionFor better understanding of the present study, a comprehensive search of previous literature has been undertaken. As such, this chapter was organized in the manner to give an overview of literature, identify gaps, formulated theoretical framework and the hypotheses development. 2. 2 Literature Overview Mutual funds offer investors the advantages of portfolio diversification and professional management at low cost. These advantages are particularly important in the case of equity funds where both diversification and professional management have the potential to add value.For bond and money market mutual funds, the main advantage is transactional efficiency through professional management. There are many literature about the mutual funds in the developed countries. Literature are limited in the emerging market but are gaining popularity recently due to the tremendous growth in this industry. We will examine some literature in the emerging market, especially Malaysia as well as the international market. 16 2. 2. 1 Emerging Market research Investors made investment in the mutual funds with various investment objectives.Selecting mutual funds that will offer high returns with acceptable risk is a complex task. Literature shows that there are multiple factors that determine the performance of a mutual fund. Study by Ramasamy and Yeung (2003) on mutual fund purchaser in emerging country, Malaysia, s hows that among the factors dominating the selection of mutual funds are consistent past performance, size of funds and cost of transactions. Qualification and investment style of fund manager seems to be relatively less important. This means that in emerging market, the final performance of the funds is what matters.A study by Taib and Isa (2007) on Unit Trust Funds performance of Malaysian market from period 1991-2001 showed that unit trusts have not performed well over the share market index on the period of study. In most of the instances, unit trust trail behind the performance of the market portfolio except during the crisis period when the unit trust market adjusted returns yields positive results. Of the various types of unit trust under investigation, they found the bond funds showed very superior performance over and above the market and equity unit trusts.The high interest rate kept throughout majority of the period particularly during the crisis period in year 1997 has t remendously benefited the bond funds. The study also found no meaningful inter-temporal correlation between current performance and past performance. Low (2007) had studied on the Malaysia’s unit trust performance during the up and down market conditions has shown that the Malaysia mutual fund performance from 1996 to 2000 reported that the manager’s poor timing ability contributes significantly to the fund’s 7 negative overall performance. Such results suggest no economic benefit accrues to the average fund manager involving in market timing activities. The other study by Low and Ghazali (2007) examines the price linkages between unit trust funds and the stock market index during the period of 1996-2000. He finds in the short run, the prices of unit trust funds are related to the stock market index, but finds the nonexistence of long run relationship between the unit trust funds and the stock market index.This could possibly due to fund managers that are oblige d to adhere to their investment policies with the aim of maintaining a long term allocation strategy. One recent study by Lau (2007) on the investment style of fund managers of emerging market, Malaysia, indicates that most of the funds do not outperform the passive style benchmarks. Fund managers invest in large-cap stocks with cash enhances the performance of funds. Besides having a relatively high degree of style, funds that hold large-cap stocks together with a relatively high portion of liquid asset class tend to have higher alpha, translating into higher information ratio.It could be implied that liquid asset class enables fund managers to invest in stocks that improve their values in economic cycles. It is obvious that most of the funds concentrated on large-cap stocks, followed by medium-capital and government bonds. The Islamic Mutual Fund is gaining popularity in the emerging market like Malaysia and China. In the study by Abdullah, Hassan and Mohamad (2007) on the perform ance of Islamic mutual fund over three different economic periods namely pre, during and post economic crisis in year 1997 compared to the conventional mutual funds has shown that 18Islamic funds performed better than the conventional funds during bearish economic trends while, conventional funds showed better performance than Islamic funds during bullish economic conditions. In addition to that finding, both conventional and Islamic funds were unable to achieve at least 50 per cent market diversification levels, though conventional funds are found to have a marginally better diversification level than the Islamic funds. The results also suggest that fund managers are unable to correctly identify good bargain stocks and to forecast the price movements of the general market.In the past decades, there were wide variety of studies in consumer behaviors indicated a considerably consistent successful findings using the application of TPB model (Ajzen & Madden, 1986). The model was wide u sed in the emerging market to study the consumer behaviors. Study by Mohamed (2004) on consuming herbal supplement in Malaysia has indicated the suitability of the model. In his study, Attitude was found to be the strongest predictor of behavioral intention. Study by Chai (2006) on consumer behavioral intention to choose functional foods in Malaysia was also based on TPB model.The results showed that intention was strongly predicted by subjective norms followed by perceived susceptibility to illness, health value, attitude towards behavior and finally perceived behavioral control. Interesting finding in this study was perceived importance of taste did not have significant impact on intention. The other study by Muniandy (2006) using the integrated Decomposed Theory of Planned Behavior on internet stock trading showed that attitude, subjective norm, perceived behavioral control, descriptive norm and perceived usefulness have a direct significant 9 positive relationship towards behavi oral intention. In his study, the model was also compared to other intention based model like TAM, TPB and DTPB and found that IDTPB has better explanatory power. 2. 2. 2 International Research. In the research on the global growth of mutual funds by Fernando, Klapper, Sulla and Vittas (2003) indicate that the growth of mutual funds was likely to be determined by a number of factors. First and foremost is the level of income and wealth of the residents of a country.Conceptually, investing in mutual funds, like purchasing life insurance and saving for retirement, should be seen as a luxury good with a positive income elasticity of demand. In practice, however, the relationship between per capita income (used as an indicator of economic development and wealth) and holdings of mutual fund assets (expressed as a percentage of national income) is not always positive. In the same research on the global growth of mutual funds also indicated that the availability or not of substitutes as we ll as complements also greatly affects the growth of mutual fund assets.For example, houses are distant substitutes of mutual fund shares in household wealth but most other instruments are either close substitutes or close complements, in some cases both at the same time. Bank deposits, both the traditional form of checking accounts and savings deposits and the more modern money market deposit accounts, are close substitutes of money market mutual funds. The interest rate spread between bank deposits and money market funds would be expected to play an important part in determining the demand for money market mutual funds (Fernando et al. , 2003). 20The study by Otten (2002) to analyze the development and performance of the European mutual fund industry and compared it with the industry in the United States, found that Europe was lagging the American mutual fund industry when it comes to total asset size, average fund size, and market importance. Furthermore, it appears that a few la rge domestic fund groups dominate the mutual fund markets in the individual European countries. The study also showed that the performance of US equity funds was relatively poor compared to the European funds, and the outperformance of small cap mutual funds.In one of the extensive research by Fortin (2005) on international mutual fund management, he examined the international mutual fund returns for each category and overall returns for the 25-year period (1976-2000). The result of the study showed that there is no relationship between total return and expense ratio, but there is a significant positive relationship between total return and turnover, and a significant positive relationship between total return and fund size.Study by Huhmann and Bhattacharyya (2005) on Mutual Fund advertisement in Canada and United States has found that Mutual fund advertisements are not providing the information necessary for optimal investment decisions. In another word, mutual fund advertisements do not contain all the requisite information on the risk-return trade-off, principal-agent conflict, and transaction costs that consumers need to optimize their investment decisions. Mutual funds used techniques known to increase the likelihood that their advertisements are noticed, but they also use techniques known to decrease the readership of their advertisements.Also, they rarely included convenience information. 21 Philpot and Peterson (2006) study on the Real Estate Mutual Fund (REMF) found that team-managed funds have lower risk-adjusted returns than solo-managed funds. Managers with longer tenure on job tend to pursue higher market risk levels, and there was no relation between manager characteristics and management fees. Researchers have begun to recognize the importance of understanding consumers’ or investors’ intention and behavior and consequently, there has een an increase in the number of studies in this area. Many theories have been developed and evolv ed through time and situational change. Each has its strengths and weaknesses. Among the few popular theories are Theory of Reasoned Action (TRA), Theory of Planned Behavior (TPB), DecomposedTPB and Technology Acceptance Model (TAM). There are many more theories in the literature, however this research will concentrate only on the theories as listed above as they are related and well within the scope of study. . 3 Models Explanation (TRA, TAM, TPB and DTPB) The objective of the study is to determine the factors affecting the purchasing behavior of the investors in the Mutual Trust funds. Four alternative models – the Theory of Reasoned Action (TRA), Technology Acceptance Model (TAM), Theory of Planned Behavior (TPB) and the Decomposed Theory of Planned Behavior (DTPB), primarily adapted from Taylor and Todd (1995) – are here examined and compared. 22 2. 3. 1 Theory of Reasoned Action (TRA)The Theory of Reasoned Action was developed by Fishbein and Ajzen in 1975. TRA su ggests that a person's behavioral intention depends on the person's attitude about the behavior and subjective norms. If a person intends to do a behavior then it is likely that the person will do it. Furthermore a person's intentions are themselves guided by two things: the person's attitude towards the behavior and the subjective norm. Behavioral intention measures a person's relative strength of intention to perform a behavior.Attitude consists of beliefs about the consequences of performing the behavior multiplied by his or her valuation of these consequences. Subjective norm is seen as a combination of perceived expectations from relevant individuals or groups along with intentions to comply with these expectations. In other words, â€Å"the person's perception that most people who are important to him or her think he should or should not perform the behavior in question† (Azjen & Fishbein, 1980). The TRA is popular in applied to explain use or adoption behavior.Research by Buttle and Bok (1996) on hotel marketing strategy reveals the two predictor constructs contained in the theory, attitude-towards-the act and subjective norm, jointly explain about 65 per cent of the variance in the criterion variable intention to stay in the hotel on the next business trip. Other example of research is consumption of alcohol free beer (Thomson & Thomson, 1996). In his research, it was found that the main determinant of behavior was Attitude followed by the subjective norm. Control factors failed to improve the basic model. The basic framework of TRA is shown in Figure 2. . 23 Figure 2. 1. Theory of Reasoned Action One shortcoming of the theory of reasoned action is the consideration of behaviors over which people do not have complete control. Therein lies the notion of perceived behavioral control, or â€Å"the perceived ease or difficulty of performing the behavior† (Ajzen, 1991). As Hagger et al. (2001) note, this concept â€Å"reflects the person†™s assessment of the capacities (e. g. , skills and abilities) and the limiting or facilitating factors (e. g. , barriers and access to facilities) regarding behavioral engagement†.Theory would predict that perceived behavioral control influences both intentions (Ajzen, 1991) and actual behavior (Ajzen & Madden, 1986). Another limitation of the theory is that the theory stems from the assumption that behavior is under volitional control. It means that this theory could only be applied if the person can decide at will to perform or not to perform a certain behavior (Ajzen, 1991). The limitations of TRA lead to the development of Theory of Planned Behavior (TPB). TPB is an extension of TRA to include the dealings of behaviors when people do not 24